Lili, an online banking platform for small and medium-sized businesses in the U.S., has launched integrated Business Credit Solutions to help small businesses fund growth and manage cash flow.
The new offering provides businesses with access to a revolving line of credit available directly within the Lili platform, along with additional financing options through the company’s partner network.
“Access to capital is one of the biggest challenges that small business owners face,” Lilac Bar David, co-founder and CEO of Lili, said in a statement on June 4. “The process is often slow and fragmented, forcing businesses to delay decisions and miss opportunities. By embedding credit solutions directly into the Lili platform, we’re making it easier for our customers to access flexible funding options with more speed and clarity so they can keep moving their business forward.”
Lili’s credit solutions will be powered through new partnerships with Fundbox, Lendio, and more, giving Lili customers access to fast, flexible credit solutions with a broad range of funding based on their business needs.
The new offering allows eligible customers to apply in minutes, receive a fast decision without impact to their business credit score, and draw funds directly into their Lili business checking account if approved. Lili did note that while filling out an application for business funding and submitting to its funding partners won’t impact your personal credit score, depending on the product, accepting an offer may result in a hard inquiry.
The solution is designed to support everything from smoothing short-term cash flow gaps to investing in long-term growth.
Lily’s credit solutions embed financing directly into the financial tools business owners use every day. By embedding credit solutions directly into the platform, Lili says it eliminates the need for time-consuming paperwork, separate applications, and disconnected lenders, making access to capital simpler and more transparent.
Earlier this year, Lili announced a major shift in its offering as it moves upmarket to serve growing, multi-employee small businesses. In 2025, the company introduced its BusinessBuild Program in collaboration with Dun & Bradstreet, helping businesses build and monitor their business credit profile directly from their Lili account so they can improve access to capital over time.
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“Lili has built something genuinely trusted by its customers, and embedding Fundbox’s credit infrastructure directly into that experience is exactly how we believe access to capital should work”, Anchit Singh, chief business officer at Fundbox, said in a statement. “We’re proud to be powering this next chapter for Lili’s customers and look forward to helping more small businesses move faster.”
Photo caption: Lili co-founder and CEO Lilac Bar David
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Tags: business credit, funding, Lili, line of credit, Small Business, Technology
