Travel and expense management solutions provider Ramp introduced Ramp Budgets, a real-time budget tracking solution that uses artificial intelligence to connect a company’s financial plan directly to live spend.
Accounting and finance teams and business owners can now instantly see how they are tracking against plan without relying on spreadsheets or manual work.
“Hundreds of millions of dollars flow through Ramp daily, giving teams a single, real-time view of every dollar. With Ramp Budgets, that clarity extends to live budget tracking and automated control,” Geoff Charles, chief product officer at Ramp, said in a statement on Jan. 22. “Finance teams and budget owners see where they stand as money is spent, not weeks later, so decisions happen faster and with no guesswork.”
Ramp Budgets adds a new layer of intelligence to the Ramp platform. Budget context informs approvals, accounts payable, and spend controls, and will increasingly power Ramp’s AI agents to proactively guide decisions before money is spent.
With Ramp, businesses now have AI-powered budgets that offer:
- Live tracking across all spend: Upload a budget and Ramp uses AI to properly format budgets and automatically map every transaction (expenses, reimbursements, bills, and purchase orders) to the right line in real time. Businesses can see what’s spent, what’s committed, and how much money is left.
- Approval with context: Approvers can see exactly how each spend request impacts their budget so they can make informed decisions and avoid overspending. Ramp’s AI platform, Ramp Intelligence, identifies any trends or anomalies to ensure spend stays on track.
- Budget ownership and control: Leaders get a real-time dashboard, alerts for high spending, and the authority to manage their own budget. Finance defines the guardrails while owners and Ramp’s AI agents manage their spending without back and forth. For example, agents for AP can approve valid invoices if within budget or escalate if not.
- Smarter budget creation: Ramp Intelligence will soon use AI to help teams set the right budget based on historical spend and benchmarks in the industry.
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More information about Ramp Budgets can be found here.
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