Payroll January 12, 2026
61% With Credit Card Debt Have Had It For At Least a Year
31% of credit cardholders have been in debt for at least three years and 21% who have been in debt for at least five years.
Payroll December 26, 2025
Survey: Fewer Americans Believe Their Finances Will Improve in the Year Ahead, Compared to Past 2 Years
When it comes to the year ahead, 32% think their personal finances will worsen in 2026, Bankrate’s recent Financial Outlook Survey found—the highest level of pessimism since 2018.
Accounting November 5, 2025
Column: The Sudden Financial Collapse of This Big Auto Parts Firm Points to the Next Market Meltdown
First Brands accumulated billions of dollars in debt, without the lenders knowing much about it. Does it signal that a stock market implosion is coming?
Payroll October 15, 2025
4 Tips for People with Student Loans
Americans owe more than $1.67 trillion in student loan debt—an average of $39,000 per borrower although the amount varies widely from state to state. It would take 20 years’ worth of $288 monthly payments to pay off that $39,000 debt.
Payroll September 22, 2025
Americans Become Numb to Debt When it Reaches $75,000
A new survey from JG Wentworth has explored the relationship between debt levels and stress, to find if – and when – Americans become “debt numb.”
Payroll September 15, 2025
Nearly Half of U.S. Workers Rely on Debt to Cover Essentials
Many workers are trapped between covering daily expenses and planning for the future, with credit card balances piling up and financial sacrifices cutting into everything from travel to retirement savings.
Payroll September 4, 2025
6 Financial Must-Dos Before You Retire
A finance expert warns that many people make last-minute retirement decisions that could have been avoided with proper planning.
Payroll September 2, 2025
Stressed About Money? Here Are 6 Ways to Improve Your Financial Well-Being
About half of Americans (51%) say they regularly stress out about money, according to an April 2025 NerdWallet survey. If you’re among them, here are six large and small ways to improve your financial well-being.
Payroll August 15, 2025
9 Smart Things to Do with Your Annual Bonus
No matter the size of your hard-earned bonus, you should think about how it can best serve you and your financial goals in both the short and long term.
Payroll August 12, 2025
Average U.S. Household Debt Reaches $152K
The average American household is more than $150,000 in debt, with mortgages accounting for more than two-thirds of what’s owed.
Small Business July 28, 2025
More Americans Will Rely on Debt and Pay Later Plans this Holiday Season, Shows Survey
Nearly half (47%) of respondents anticipate spending the most on holiday purchases in 2025 with Amazon, other big box retailers like Walmart, Target, etc. (32%), Black Friday/Cyber Monday (25%), and 18% with small businesses.
Payroll July 21, 2025
10 Financial Goals for Getting Out of Debt
Whether you’re switching budget tactics, negotiating with creditors, or building savings along the way, each goal brings you closer to financial freedom.