Payroll August 12, 2025
Average U.S. Household Debt Reaches $152K
The average American household is more than $150,000 in debt, with mortgages accounting for more than two-thirds of what’s owed.
Small Business July 28, 2025
More Americans Will Rely on Debt and Pay Later Plans this Holiday Season, Shows Survey
Nearly half (47%) of respondents anticipate spending the most on holiday purchases in 2025 with Amazon, other big box retailers like Walmart, Target, etc. (32%), Black Friday/Cyber Monday (25%), and 18% with small businesses.
Payroll July 21, 2025
10 Financial Goals for Getting Out of Debt
Whether you’re switching budget tactics, negotiating with creditors, or building savings along the way, each goal brings you closer to financial freedom.
Payroll April 9, 2025
64% of Americans Have Delayed or Avoided Financial Decisions Because of Credit Card Debt
This includes those who say they delayed spending on health care costs (17%; e.g. medication, medical procedures, etc.) or wellness (17%; e.g. gym fees, weight management programs, meal delivery services, etc.).
Taxes February 21, 2025
The IRS Can Reduce Your Tax Refund if You Owe Certain Debts
A program authorized through the Department of Treasury’s Bureau of the Fiscal Service allows for the reduction of your refund to pay down specific debts.
Taxes February 18, 2025
Should You Use Your Tax Refund to Pay Off Debt?
A refund has the potential to make a serious dent. The average refund amount in 2024 was $3,138, according to the IRS. But is paying down debt the best way to spend that money?
Payroll February 3, 2025
When Should You Challenge a Medical Bill?
There are a lot of reasons for mistakes in medical billings, which can cause you to incur a bigger-than-expected bill or your insurance to be denied.
Payroll January 7, 2025
Medical Debt to Be Removed from Credit Reports
The rules ban credit agencies from including medical debts on consumers’ credit reports and prohibit lenders from considering medical information in assessing borrowers.