Financial Planning April 20, 2026
Fraud Remains a Top Concern for Americans, New AARP Research Shows
These concerns highlight both the financial and emotional toll of these crimes and reflect how pervasive and personal the threat has become.
August 5, 2014
Debit Card Overdrafts Come with Hefty Fees – Over 1,000% APR for Some
A new report by the Consumer Financial Protection Bureau has found the majority of debit card overdraft fees are incurred on transactions of $24 or less and that the majority of overdrafts are repaid within three days. Put in lending terms, if a consumer borrowed $24 for three days and paid the median overdraft fee…
July 31, 2014
Millennials are Super Savers, New Study Shows
Whatever you may think of Millennials, they are natural born savers. A new report from the Transamerica Center for Retirement Studies shows that since many of these workers entered the workforce at about the same time as the Great Recession, they've been more proactive in saving for perilous employment times.
July 31, 2014
PwC Report Examines Cyber Risks for Companies
A new report from PwC US and the Investor Responsibility Research Center Institute (IRRCi) indicates that while companies must disclose significant cyber risks, those disclosures rarely provide differentiated or actionable information. The report examines key cybersecurity threats to corporations and provides information to investors struggling to evaluate investment risk, business mitigation strategies and the quality…
July 30, 2014
Most Microbusiness Entreprenuers Using Personal Savings to Stay Afloat
As new and alternative funding sources target small businesses and increasingly penetrate the U.S. market, less than three percent of U.S. microbusiness owners report using government loans (2.7%), small business loans (2.4%) or crowd-funding (1.9%) to fund their business, according to the Sam’s Club/Gallup Microbusiness Tracker.
July 21, 2014
Americans Stockpiling More Money in Checking Accounts
Americans squirreled away more money in their checking accounts in 2013 than they did at any time in the past 25 years, suggesting that they remain spooked by the Great Recession, a new report shows.
July 17, 2014
Study Finds that Financial and Physical Health are Related
What do personal finances and personal physical health have in common? More than you might think.
July 15, 2014
Are There Enough IPOs to Accelerate Growth in Middle Market?
A new report shows that even though IPOs have increased this year, too few are on track for the rest of 2014.
July 14, 2014
With Summer Comes Sun and Financial Stress for Many Americans
While summer has traditionally brought with it anticipation of warm weather, beach vacations, and Bar-B-Ques, a new survey shows that it also brings one more thing: financial anxiety. Fifty-nine percent of Americans said their financial tension during the summer matches or exceeds their stress during the year-end holiday season, according to a new telephone survey...…
July 14, 2014
Americans More Confident in Personal Finances, Savings
Sixty-four percent of respondents have some type of emergency savings – even if it’s less than three months’ expenses, found the latest results of Bankrate's Financial Security Index. The monthly survey also found measures how secure Americans feel about their personal finances compared with 12 months ago and is conducted via telephone interviews conducted by…
July 1, 2014
GoDaddy’s “Get Paid” App Helps Small Biz Cashflow
GoDaddy, best-known for its website tools and hosting services, has added to its new small business suite with the launch of Get Paid, which designed to help small businesses ‘get paid’ anytime, anywhere, and by any digital method.
June 30, 2014
Starting a Qualified Plan for a Small Biz? It’s SIMPLE
SIMPLE. The name says it all. It stands for Savings Incentive Match Plan for Employees, a contrived moniker, but you get the picture. This type of qualified retirement plan, created back in 1996, is designed to provide an easy and convenient retirement plan option for small business operations.
June 25, 2014
Analytical Consumers Do Better Financially
New research by Money Anxiety shows that analytical consumers earned an average of $139 a year in interest income on a $10,000 certificate of deposit compared to only $62 in annual interest income earned by consumers who made an impulsive decision to move their money to liquid bank accounts such as checking, savings and money…