How Long Term Care Can Torpedo Retirement Planning
There’s a tendency to give a silent cheer any time the average life expectancy grows a little longer. But long life also has its downsides.
There’s a tendency to give a silent cheer any time the average life expectancy grows a little longer. But long life also has its downsides.
For many years, self-employed individuals shied away from 401(k) plans. It was usually too costly and cumbersome to administer such a plan for just a single participant. But now the “solo 401(k)” is a more viable alternative for this segment of the ...
Practically every Roth IRA owner knows that you can take qualified distributions from the account without paying any tax on the withdrawals. That’s why many of your clients set up the Roth in the first place. But it’s not as well-known that ...
The tax break for “net unrealized appreciation” (NUA) is one of the biggest tax breaks on the books for retirement-savers, but it is often overlooked.
New York is heading toward a retirement savings crisis that could deprive millions of Gen Xers and Baby Boomers of financial independence in their golden years - while increasing the need for taxpayer-funded public assistance ...
There’s both good and bad news in the 2015 Retirement Confidence survey released by the Employee Benefits Research Institute (EBRI), an independent research firm based in Washington, D.C., on April 21. This is the 25th annual survey, making it the ...
A new survey says more than half of working Americans over age 50 (55 percent) don't think they'll have enough money for health care as they reach the age they expect to retire.
Think taxes get a lot easier when you retire? Like everything else in life, it depends, especially since the tax aspects of Social Security, 401(k) withdrawals and IRAs can get pretty confusing.