Travel and expense management solutions provider Ramp on Tuesday announced Agents for AP, specialized AI agents to automate the most manual and time-consuming parts of accounts payable: invoice coding, invoice approval, and payment processing.
Agents for AP work directly in Bill Pay, Ramp’s AP automation platform, which can process, approve, and pay invoices in as few as three clicks.
“Ramp’s Bill Pay was already automating the majority of the AP process, and Agents for AP are now handling more complex workflows—nearing 100% automation in certain cases,” Karim Atiyeh, co-founder and chief technology officer at Ramp, said in a statement. “This is only possible with agents that can source, understand, and apply years of contextual knowledge to make decisions on crucial details like GL codes and approval recommendations.”
Agents for AP use the same context accounting and finance teams and approval staff rely on to make decisions autonomously, connecting each invoice with vendor records, contracts, purchase orders, and approval history.
Agents for AP can:
- Code invoices: Agents learn and apply logic from historical data and invoice details, like product IDs and shipping addresses, to input general ledger codes for each line item. Agents for AP now handle most invoice coding tasks automatically, applying learned logic to get 85% of accounting fields right the first time and continuously improving with every cycle, according to Ramp.
- Streamline approvals with recommendations: Agents provide approval recommendations and a summary of vendor history, contracts, prior bills, and coding consistency, giving approvers all the information to make a decision without searching.
- Apply card payments: Agents find card payment opportunities directly in the vendor’s payment portal, eliminating manual entry and capturing cashback.
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For early access users, Agents for AP flagged more than $1 million in fraudulent invoices in just 90 days, Ramp said. Agents analyze 63 pieces of data, including payment history and vendor details, to alert of suspicious invoices and vendor changes before the bill is created, ensuring no money leaves the account. Ramp also performs verification checks to confirm business identity, adding another layer of protection without additional work.
More information about Agents for AP can be found here.
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