Payroll February 12, 2026
5 Credit Card Trends to Watch for in 2026
Reward programs are growing ever more complex, while AI and Gen Z will begin exerting even more influence on the market.
Payroll February 5, 2026
Credit Card ‘Swipe’ Fees Could Cost Consumers $683 Million on Valentine’s Day
Visa and Mastercard currently control over 80% of the credit card market and each centrally sets the swipe fee rates charged by all banks issuing cards under their brands.
Payroll January 12, 2026
61% With Credit Card Debt Have Had It For At Least a Year
31% of credit cardholders have been in debt for at least three years and 21% who have been in debt for at least five years.
Payroll January 6, 2026
Which States Have the Highest and Lowest Credit Card Burden?
A recent analysis examined debt data from earlier this year for the 50 states, including estimates of personal credit card balances and late-paying card accounts from WalletHub, as well as federal wage data and credit scores.
Small Business December 22, 2025
Fed Report Shows Visa, Mastercard Shift More Debit Card Fraud Onto Merchants
The report also highlights that banks subject to government regulation continue to earn outsized returns on debit transactions, averaging nearly six times their costs.
General News December 10, 2025
Federal Reserve Cuts Interest Rates
Speaking to reporters after the meeting, Chair Jerome Powell suggested the Fed had now done enough to bolster the threat to employment while leaving rates high enough to continue weighing on price pressures.
Payroll November 11, 2025
Column: Cash is Not King. It’s Cringe
A survey of Gen Z consumers found that 53% use physical cash only as a last resort, and 29% believe that people who pay with cash are “cringe.”
General News October 23, 2025
People Pardoned by Trump Want Banks to Forgive Their Past, Too
At stake is whether a pardon, meant to erase the legal stain of a conviction, can override the risk assessments of private lenders that are required to guard against money laundering, fraud, and other financial crimes.
Small Business July 28, 2025
More Americans Will Rely on Debt and Pay Later Plans this Holiday Season, Shows Survey
Nearly half (47%) of respondents anticipate spending the most on holiday purchases in 2025 with Amazon, other big box retailers like Walmart, Target, etc. (32%), Black Friday/Cyber Monday (25%), and 18% with small businesses.
Payroll April 9, 2025
64% of Americans Have Delayed or Avoided Financial Decisions Because of Credit Card Debt
This includes those who say they delayed spending on health care costs (17%; e.g. medication, medical procedures, etc.) or wellness (17%; e.g. gym fees, weight management programs, meal delivery services, etc.).