Payroll January 12, 2026
61% With Credit Card Debt Have Had It For At Least a Year
31% of credit cardholders have been in debt for at least three years and 21% who have been in debt for at least five years.
Payroll January 6, 2026
Which States Have the Highest and Lowest Credit Card Burden?
A recent analysis examined debt data from earlier this year for the 50 states, including estimates of personal credit card balances and late-paying card accounts from WalletHub, as well as federal wage data and credit scores.
Payroll December 26, 2025
Survey: Fewer Americans Believe Their Finances Will Improve in the Year Ahead, Compared to Past 2 Years
When it comes to the year ahead, 32% think their personal finances will worsen in 2026, Bankrate’s recent Financial Outlook Survey found—the highest level of pessimism since 2018.
Payroll November 18, 2025
Americans Carry Average Credit Card Debt of Nearly $8,000
More than a third (39%) of Americans couldn't cover a $2,000 emergency without relying on a credit card, and 29% say they couldn't afford basic living expenses without one.
Payroll November 4, 2025
Most Americans Would Rather Discuss Politics or Religion Than What’s in Their Bank Accounts, Survey Finds
According to a new Bankrate survey, more people feel uncomfortable talking about their bank accounts than about other controversial topics.
Payroll September 15, 2025
Nearly Half of U.S. Workers Rely on Debt to Cover Essentials
Many workers are trapped between covering daily expenses and planning for the future, with credit card balances piling up and financial sacrifices cutting into everything from travel to retirement savings.
Payroll August 25, 2025
4 Frequent Money Worries—and What to Do About Them
Nearly 4 in 5 Americans (79%) had concerns about their current financial situation, according to an April 2025 NerdWallet survey. Here's how to handle four of the biggest money concerns.
Payroll August 15, 2025
9 Smart Things to Do with Your Annual Bonus
No matter the size of your hard-earned bonus, you should think about how it can best serve you and your financial goals in both the short and long term.
Small Business July 28, 2025
More Americans Will Rely on Debt and Pay Later Plans this Holiday Season, Shows Survey
Nearly half (47%) of respondents anticipate spending the most on holiday purchases in 2025 with Amazon, other big box retailers like Walmart, Target, etc. (32%), Black Friday/Cyber Monday (25%), and 18% with small businesses.