Finance platform BILL announced new agentic capabilities Monday providing finance teams features that help protect against payment errors, answer questions in natural language chat, accelerate onboarding, and organize inbound documents.
“Finance leaders know their businesses best, and they should be empowered to decide how and where AI works for them. With these new capabilities, BILL is giving finance teams the choice and confidence to use AI to protect their money, log AI actions, and equip them to control and run their business their way,” BILL CEO and founder René Lacerte said in a statement. “Built on more than $2 trillion in payment volume, BILL’s AI has seen just about every payment, vendor pattern, anomaly, and fraud signal. We’re leveraging this scale and data to deliver AI that finance teams can trust to help protect their business, and save time and money.”
New capabilities include:
- Risk intelligence: With the new risk intelligence capability, BILL’s artificial intelligence checks invoices before the payment gets scheduled. By automatically flagging invoices that deviate from a vendor’s established billing history during the approval stage, finance teams can correct any mistakes faster and keep money moving, the company says. From August to September 2026, BILL claims its risk intelligence autonomously detected on average $138,000 of mistakes or unusual payments per customer, saving them more than 1,800 days of manual work.
- Centralized control of AI: BILL customers now get a consolidated hub where they can monitor the actions BILL AI has taken for them, switch AI tools on or off, and control how much the AI does. “As BILL continues to deliver more agentic capabilities for customers, this hub will play an essential role in how finance teams tailor, deploy, and control AI across their business,” the company said in a media release on Oct. 19.
- Chat with BILL: Finance teams can talk to BILL in plain language, right where they work, via expanded chat capabilities. For example, users can ask which vendors need paying and when, where an invoice stands, what’s driving card spend, how month-end close and receivables are tracking, or which bills and subscriptions recur, and get an answer. Customers already use BILL chat for customer support, but BILL is now bringing that same experience across the platform. Expanded chat is in beta and customers can join the waitlist here.
- External MCP: BILL customers, as well as the 9-million-plus network members with a BILL login, can now connect their accounts to available AI assistants with BILL’s external Model Context Protocol. Once enabled, users can leverage these tools to ask questions about their BILL financial operations and get answers all in one AI chat window. Find setup instructions on the developer.bill.com page.
- AI-assisted onboarding: BILL’s new AI-assisted accelerated onboarding personalizes the business profile, recommends products based on how a business works, and helps users add vendors and assign default approvers. Customers can review and adjust anything before it’s applied.
In addition, BILL launched new inbox capabilities that automatically identify and label incoming invoices and W-9s so finance teams know what they are looking at without manual sorting.
“This marks the first step toward a more intelligent inbox designed to reduce the manual work of processing and routing documents over time,” BILL said.
More information about the new agentic capabilities can be found here.
Photo credit: BILL/LinkedIn
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