Is That IRS Tax Refund Notice Asking for Your Bank Account Real or Fake?

Taxes | May 4, 2026

Is That IRS Tax Refund Notice Asking for Your Bank Account Real or Fake?

In his 22 years of doing taxes, Miami-area accountant Marcell Hetenyi said he never saw a letter like the one sent to some of his clients by snail mail.

By Michael Butler
Miami Herald
(TNS)

You’re waiting for your tax refund and just got a piece of mail from the IRS. The letter mentions there is a problem with depositing your money into your bank and asks you for your account number.

Wait a minute.

Is that real?

Or is it a scam?

The IRS suggests that if you are unsure about the validity of an official-looking letter such as this, contact the agency for more information.

Miami-area accountant Marcell Hetenyi did just that after hearing from several of his clients over the past week who got the letter, purportedly from the Internal Revenue Service.

Even with the official letterhead and seal, he said it just didn’t look “right.”

And he was suspicious.

So, Hetenyi advised the clients to ignore the IRS letter until he looked into the situation.

This tax form appeared to be false to an accountant. It was actually real. The name and address have been redacted for privacy. (Miami Herald)

Initially, Hetenyi believed that the letter was an elaborate form of fraud.

“If it’s a scam, it’s a very high-end scam,” he said.

A spokesperson for the IRS suggested that consumers do a search at www.irs.gov if they think they’re being scammed.

“Any notice or letter from the IRS will be available on your IRS account,” said spokesperson Alejandra Castro.

The IRS also offers a guide for consumers to learn more about tax scams and fraud.

Recommended Articles

In his 22 years of doing taxes, Hetenyi said he never saw a letter like the one sent to some of his clients by snail mail.

“For the IRS to send out a notice without any indication and give us your bank account information is nonsense,” said Hetenyi, 43. “That is not right.”

Hetenyi received a notice on behalf of a client and said it came in an envelope with the IRS logo. He said the letter addressed the accountant’s legal status as a tax preparer and recognized his power of attorney, which he said isn’t usually done by scammers.

But he started investigating to be safe from a possible scam. He contacted the IRS. The next day, he got an early morning call from the IRS with the answer.

Scam? Real?

The notice was real and official communication, the IRS told the surprised accountant.

Hetenyi said the “poorly written” letter went to 12 of his firm’s 700 clients—and estimates that each of them will now get a $50 to $120 tax refund.

Photo credit: Mohamed Nohassi/Unsplash

_______

©2026 Miami Herald. Visit miamiherald.com. Distributed by Tribune Content Agency LLC.

Sign in to get access to this free resource, and all of our whitepapers and reports.

Download this content today!

Register to get free access to this content, as well as newsletters, continuing education, podcasts, and more…
Feds Say Ex-IRS Agent Embezzled Over $12 Million

IRS May 4, 2026 

Feds Say Ex-IRS Agent Embezzled Over $12 Million

Robert M. McCloughy, 43, of Carlstadt, NJ, was charged with wire fraud and two counts of engaging in monetary transactions involving criminally derived property, the U.S. Attorney's Office District of New Jersey announced on May 1.

Leave a Reply