Finance and spend management platform Payhawk announced Wednesday the launch of “Link & Control,” a solution that allows companies to link their bank-issued corporate cards to the platform and add real-time spend controls to the business credit cards they already use.
Link & Control connects directly to major card networks and leverages their latest suite of business solutions. This allows for card transactions to be monitored and reconciled in real time.
It also allows configurable controls to be set on linked, bank-issued cards, enabling proactive spend control, according to Payhawk.
Accounting and finance teams “get all the benefits of modern spend management without replacing their existing corporate cards, and thus keeping their favorable credit lines, rewards, and banking relationships they rely on,” the London-based company said in an Oct. 22 media release.
The new technology also allows businesses to consolidate all of their card programs from banks or fintechs in one place, so they get an integrated experience and visibility across all card programs.
“Spend management hasn’t given finance a real choice: switch your card or watch from the sidelines. Link & Control redefines the category by putting built-in controls on the cards companies already use and layering AI-powered automation across policy, approvals, and reporting—no rip-and-replace, no lost credit lines, ready for 32-country scale,” Hristo Borisov, co-founder and CEO at Payhawk, said in a statement.
According to Payhawk, Link & Control delivers:
- Policy enforcement on every transaction: Merchant/category blocks, budgets and limits, role-based approvals. Subject to issuer participation.
- Real-time visibility and reporting: Live feeds, receipt capture, anomaly flags, audit trails.
- Payments with enhanced security: Virtual card issuing with individual limits and controls.
- ERP/accounting sync: Close-ready integrations; multi-entity, tax, and currency aware.
- No-switch promise: Keep existing credit lines, rewards, and negotiated terms with your bank.
While Link & Control provides the built-in policy enforcement and spend controls on linked, bank-issued cards, Payhawk’s AI Office of the CFO helps accounting and finance teams eliminate manual work around those controls. Production-ready agents (financial controller, procurement, travel, and payments) automate end-to-end processes like chasing receipts, reconciling expenses, booking compliant travel, and resolving card issues.
“Finance teams need results, not a card migration,” said Dan Osburn, U.S. general manager at Payhawk. “With Link & Control, teams turn on merchant blocks, limits, and approval routes on their bank-issued cards, keep credit and rewards intact, and cut month-end cleanup with ERP-ready records—modern control live in days, not quarters.”
Link & Control is currently available in the U.S., subject to issuer participation, according to Payhawk.
More information about Payhawk and Link & Control can be found here.
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