Spend management platform Coupa last week launched Coupa Card, a new virtual card solution embedded natively within the Coupa Pay platform that enables companies to manage both supplier payments and employee expenses through a singular source.
The Foster City, CA-based company says its Coupa Card delivers advanced capabilities for enhanced spend control, real-time tracking, and security across total business spend, allowing organizations to reduce the risk of fraud, streamline workflows, and optimize working capital. It provides businesses with a transparent and simplified way to manage supplier payments and employee expenses through the Coupa platform.
Powered by Brex, Coupa Card will also be accepted across the global Mastercard payment network.
“Businesses need modern, seamless, and easy-to-adopt payment methods, and Coupa Card does just that. It delivers tightly integrated and automated virtual card application, underwriting, issuance, spend control, and reconciliation directly within the Coupa platform,” Salvatore Lombardo, chief product and technology officer at Coupa, said in a statement on Nov. 6. “Coupa Card is not just another virtual card given its powerful reach and capability. By embedding it inside our unique end-to-end platform it is a singular card that can manage spend across the entire S2P process and will help companies achieve autonomous, frictionless spend and trade within a constantly learning and adapting AI network.”
Among the benefits Coupa Card provides:
- Gives employees the power to move business forward, fast: Coupa Card empowers employees to make secure, hassle-free payments anytime, anywhere using tap-to-pay virtual cards integrated into Apple Pay and Google Pay digital wallets.
- Visibility into all business transactions with a single card: Coupa Card supports a wide range of diverse use cases, including supplier payments against purchase orders and invoices, ghost card payments for high-volume suppliers, recurring business subscriptions, and employee expenses like travel and entertainment.
- Spending controls: Coupa Card will include custom controls such as spend limits, expiration dates, and approval workflows, enabling accounting, finance, and procurement teams to configure cards by user, project, or department. This minimizes fraud and out-of-policy spend, while future updates will enforce policy at the point of spend by flagging or stopping transactions at the time of purchase.
- Issue cards in hours, not weeks: Coupa Card offers a seamless, end-to-end process for virtual card management, including application, underwriting, onboarding, card issuance, reconciliation, and statement management—all handled within the Coupa platform. This significantly reduces the traditional setup time from weeks or months to hours.
- Automate payments with enhanced compliance: Coupa Card delivers a secure, compliant, and seamless payment experience for users. Autonomous reconciliation services save businesses time and money.
“With Coupa Card, powered by Brex, U.S. customers with global operations can get underwritten and approved in just a few days and issue local cards in 30 currencies across 50 countries, helping their teams go live faster and scale globally without friction,” said Art Levy, chief business officer of Brex, a finance software platform.
Scott Abrahams, global head of commercial verticals for Mastercard, added, “Mastercard is on a mission to make payments smarter and businesses stronger by embedding our capabilities directly into the platforms where commerce happens. With Coupa Card, we’re combining the power of our global acceptance network with a seamless, embedded experience—helping organizations simplify supplier payments, control spend, and unlock working capital with speed, security, and scale.”
Coupa Card is currently in limited availability for U.S.-based companies, with global general availability expected in the first quarter of 2026.
More information about Coupa Card can be found here.
Thanks for reading CPA Practice Advisor!
Subscribe Already registered? Log In
Need more information? Read the FAQs
